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5 Minute Guide to Guaranteed Issue Health Insurance

Maternity Insurance

guaranteed issue health insurance
Guaranteed Health Insurance Plans
Maternity Insurance Plans

Maternity Coverage

Maternity insurance has been eliminated by most health insurance carriers. Even when they were available, they are often had waiting periods of a year or more. We have alternatives.

What we can offer will depend on what state you live in.

What is Available

I will keep it very simple.

First of all, there is no such thing as a maternity plan or maternity insurance. We use the term on our web site for search engine purposes. It is the only way you would find us.

So once again, to keep everyone on the same page, so to speak, We do not sell maternity insurance. We sell a hospital cash plan that will pay out a fixed cash amount for a hospital stay. It covers maternity the same way it covers a hospital stay for illness.

The plan varies in price. It also depends on where you live and how old you are. I do not have coverage in every state. However, call me anyway, because sometimes we will add a state if we know someone wants the plan.

Is this really a "no-brainer"?

I know it is a weird title but I do not know how else to phrase it. Please follow my logic:

1. You are going to try and become pregnant. If all goes well you will become pregnant and if you deliver in a hospital, you will get a hospital bill.

2. If a plan costs $40 a month (an example of just one plan) and you are on it for 12 months, you have paid $480 in premium. But the plan could pay you $2,400 for your hospital stay.

Unless it takes you a very long time to become pregnant, you will always make money on the plans we offer. That is why I call this a "no-brainer".

NOTE: You must be on the plan for ten full months before they will pay for a maternity stay. It is recommended that you do not get pregnant for the first 6 weeks on the plan (you can do the math).

For the life of me I cannot understand why people will tell me they need to think about it and never sign up? You get back a lot more than you pay in. I mean if you are wealthy I can understand. But, don't you need some help with maternity expenses? Isn't that why you are reading this web page?

Do You Want Full Maternity Coverage?

We can offer health insurance with full maternity coverage in a number of states. Read our "2 Minute Guide to Maternity Coverage", you will realize that everything you want is available right here. Please take a few minutes to read it.

How do I get the discounted PPO rate for doctors, tests and delivery if I do not have maternity coverage?

We offer something called an "Advocacy Program". In a nutshell, these people will find you the lowest cost providers for any medical service. That includes doctors, labs and in the case of maternity, the cheapest place to have a baby.

This is the only thing you can buy if you are pregnant.

They will also give you a report card on different providers so you can find the best doctors and hospitals. They do a whole lot more and you can look at their web site or call them.

The plan costs about $90 a year if you use our special Promo Code. Simple go to www.compassphs.com/register.php (click on link). Use the Promo Code UKM when registering.

Folks, I am sorry, but this should not be a big decision. Compass does this every day I think they can probably save you many times the ninety bucks you pay for the program. Use the link.

Next Steps

Here is an overview of the Hospital Cash plan. Read it and then pick up the phone and call me.

Low Cost Hospital Supplement for Maternity (cannot be pregnant before plan begins)

This is a simple hospital supplement plan that covers maternity the same way it would cover any other reason to be hospitalized.

Although, the benefits are limited, the cost versus the payoff on this plan is excellent.

They will pay you:

- $2,000 for the first day you are hospitalized each year
- $200 a day for each hospitalization

This means that if you go into the hospital for two days, you can be paid $2,400.

This is a hospital cash plan. It is not a maternity plan. It is not maternity insurance. It does not cover office visits. They do not care if you into the hospital for a brain transplant or to have a baby. It pays you the same.

The only thing you need to keep in mind is that you cannot be pregnant before the plan begins nor for at least the first 6 weeks. This is because the plan does not cover maternity until you are on the plan for 10 months. If you wait 6 weeks, you have a reasonable chance that you will have held the plan for the required 10 months.

The plan is relatively inexpensive and depending on your age and where you live, usually runs between $30 and $50 a month.

Call me for more information.

800-272-0512 available from 9 am to 8 pm EST

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