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5 Minute Guide to Guaranteed Issue Health Insurance


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Guaranteed Issue Major Medical

guaranteed issue health insurance
Guaranteed Health Insurance Plans
Major Medical


Looking for a guaranteed issue major medical plan?

If you are, I have good news and bad news for you.

First, let me break the bad news to you

Unless you live in a state with guaranteed issue insurance for all, such as New York or New Jersey, there is no such thing as a legitimate (I stress the word "legitimate") guaranteed issue major medical health insurance plan. If you think you have found one, call me before you get involved in a scam.

Think about it for a second. A company that offered guaranteed issue major medical would of course have to charge more for the plans. Nevertheless, they would end up with hundreds of sick people. Or individuals with significant pre-existing conditions.

If you want to start a business providing coverage for this group, its wide open for you.

But, there is good news - sort of

We can combine our indemnity or mini-medical plan with supplemental insurance and give you a plan that in many (most) instances, will give you basic health insurance coverage.

Step One - Choose One of Our Indemnity Plans

These plans pay claims based on a schedule. The amounts paid will cover most common medical expenses. Our best plan is the AWA SureCare Plus. It provides for office visits, diagnostic x-rays and labs, as well as hospital, surgical and prescription coverage. Go to our indemnity plan page, click here.

Step Two - Extend Coverage with One or More of Our Supplemental Plans

Extending the Plan with Additional Coverage

The indemnity plan provides basic coverage. But you can add additional plans to extend coverage.

Accident Plans

These plans will pay up to $10,000 towards and accident or injury. It will cover you in an emergency room, walk-in clinic or doctor’s office. There is no deductible and it is completely guaranteed issue. If you are concerned about accidental injury, one of these very inexpensive plans will do the trick.

Additional Hospitalization

You can add an additional $500 a day for hospitalization.

More Benefits

In certain states we offer low cost plans that will add additioanl hospitalization, doctor visits, surgical benefits, etc. Please call me for availability.

To Sum it All Up

I once again want to stress the importance of having health insurance coverage.Take a few minutes and call to discuss what your options are.

Call us at 800-272-0512 (9 AM to 9 PM EST)

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This plans have a pre-existing conditions limitation. Pre-existing conditions are not covered until the policy has been in effect for more than 12 months. A pre-existing condition is any condition you have now or had within a 12 month period prior to the effective date of coverage for each covered person. If you have had prior credible coverage, up to 12 months can be substituted and pre-existing conditions may be covered immediately