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5 Minute Guide to Guaranteed Issue Health Insurance

Health Insurance for Diabetics

guaranteed issue health insurance
Health Insurance Plans
For Diabetics

Diabetics can obtain limited benefit PPO health insurance plans with no medical underwriting. We will show you how.

If you are a diabetic and have tried to obtain a "legitimate" health insurance plan, you already know how frustrating it can be. While nobody can offer a full major medical plan, we can come close.

Contact Us at 800-272-0512
(Mon - Thurs 9am - 9pm and Fri 9am - 6 pm EST)

What do we mean by "legitimate" health insurance?

We use the term "legitimate" to mean that this is not a discount plan. It is real insurance backed by an insurance carrier.

Health Insurance for Diabetics - What We Can Offer

We market something called Limited Benefit Health Insurance Plans. These are actual PPO health insurance plans, but the benefits are limited or pre-defined.

For example, one such plan will pay up to $100 for an office visit, six times per year. If you are hospitalized, it will pay $2,000 the first day and $1,000 for each day after that. It will cover diagnostic testing by paying up to $125 per test. I am not going to list all the benefits, but you get the idea.

We have a number of health insurance plans for diabetics with a wide range of defined limits.

Will These Plans Provide Adequate Coverage?

Let me be clear. This is not a multi-million dollar major medical plan. However, these plans can often meet the needs of most individuals and cover a significant portion of your medical expenses. Sometimes, they will cover all of your expenses.

Which is the Best Plan That You Offer?

Generally, you want to buy as much benefit as you can afford. Sometimes we see individuals buy more than one plan and stack the benefits. They can get a lot of coverage for less money than their other alternatives - if they have other alternatives.

A Final Word on Health Insurance for Diabetics

I realize that by telling a diabetic how important health insurance is, I am "preaching to the choir". But, no matter how well controlled you are, you should have some type of health insurance coverage in place.

Give me a call an I will explain the available plans to you. In the meantime, use the buttons on the side of this page to read about our products.

Call us at 800-272-0512 (9 AM to 9 PM EST)

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This plans have a pre-existing conditions limitation. Pre-existing conditions are not covered until the policy has been in effect for more than 12 months. A pre-existing condition is any condition you have now or had within a 12 month period prior to the effective date of coverage for each covered person. If you have had prior credible coverage, up to 12 months can be substituted and pre-existing conditions may be covered immediately