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5 Minute Guide to Guaranteed Issue Health Insurance


Guaranteed Issue Disability Insurance

guaranteed issue health insurance

Disability Insurance Plans

We no longer offer guaranteed issue disability insurance plans.

We can write disability insurance. However, it is medically underwritten and if you have serious issues, you will not be eligible.

Instead, we can offer you a Critical Illness plan.

A Critical Illness plan simply pays out a lump sum of money upon diagnosis of a serious illness such as cancer, heart disease, etc.

We do have these plans on a guaranteed issue basis with no medical questions.

Call us at 800-272-0512 (9 AM to 9 PM EST)

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This plans have a pre-existing conditions limitation. Pre-existing conditions are not covered until the policy has been in effect for more than 12 months. A pre-existing condition is any condition you have now or had within a 12 month period prior to the effective date of coverage for each covered person. If you have had prior credible coverage, up to 12 months can be substituted and pre-existing conditions may be covered immediately