Plan Descriptions


health insurance agents

Licensed Agent Opportunity

You can offer limited medical, PPO plans to your impaired risk clients in most states. These are NOT discount plans. This is real insurance from rated carriers.

Available in most states (no appointment fee)
Pay claims and pay you on time (not as common as you think)
Use rated insurance carriers
Offer the highest level of coverage of any plan of this type
Can be combined with our guaranteed issue disability plans, cancer plans and even simplified life plans.
Are completely guaranteed issue

There is not a day that goes by that we do not receive a call from someone who cannot obtain health insurance due to a medical condition. Sometimes it is many calls per day.

In most instances, there is absolutely nothing you can do for these individuals. You could refer them to a state pool if it is available or the forthcoming federal pool. But, there is nothing for you to sell them.

Well, now you have a quality alternative. Something other than a discount plan, which you have to be crazy to sell in the first place.. Something that you can feel comfortable talking about. A plan that is designed to give the insured the maximum coverage and not a string of worthless discount cards (you all know what I mean).

We are constantly expanding our product line. We have products that you will be able to sell now, in 2011 and even after 2014.

If you would like to find out how you can offer these products to your clients, please give us a call.

Call us at 800-272-0512

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This plans have a pre-existing conditions limitation. Pre-existing conditions are not covered until the policy has been in effect for more than 12 months. A pre-existing condition is any condition you have now or had within a 12 month period prior to the effective date of coverage for each covered person. If you have had prior credible coverage, up to 12 months can be substituted and pre-existing conditions may be covered immediately